By using our Services, you affirm that you are at least 18 years old or have the consent of a parent or guardian. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

Pappysko reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Services after any changes constitutes your acceptance of the new Terms.

To access certain features of our Services, you may need to create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information.
• Maintain the security of your password and account.
• Notify us immediately of any unauthorized use of your account.
• Take responsibility for all activities that occur under your account.

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates any applicable law or regulation.
• Impersonate or attempt to impersonate Pappysko, a Pappysko employee, another user, or any other person or entity.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which may harm Pappysko or users of the Services.

Pappysko provides a platform for landlords and property owners to list properties for rent or sale. While we strive for accuracy in our listings:

• We do not guarantee the accuracy, completeness, or reliability of any property information provided by users.
• All users are responsible for verifying the information related to properties before entering into any agreements.

You may have the opportunity to submit content (e.g., reviews, comments) through our Services. By submitting content, you grant Pappysko a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute such content.

You represent and warrant that:

• You own or control all rights in and to your content.
• Your content does not violate any third-party rights or applicable laws.

If you make purchases through our Services (e.g., listing fees), you agree to pay all applicable fees and taxes associated with your transactions. All payments are processed securely through third-party payment processors.

Pappysko reserves the right to suspend or terminate your access to our Services at any time and without notice if we believe you have violated these Terms or engaged in conduct that is harmful to Pappysko or other users.

The Services are provided on an "as-is" and "as-available" basis without warranties of any kind. Pappysko disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

To the fullest extent permitted by law, Pappysko shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services or inability to use them.

You agree to indemnify and hold harmless Pappysko and its affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of your use of the Services or violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of Ghana without regard to its conflict of law provisions.

If you have any questions about these Terms or our Services, please contact us at: